March's best reads from Morningstar
Take a look through what resonated with investors in March.
As we wrap up with earnings season and investors struggle with market volatility, here’s what resonated with investors.
Uncovering key opportunities following February’s results.
Lessons from a list of 20 ASX shares that have delivered over the last decade.
We believe AI weakens the competitive advantage of these companies.
A model out of Yale University suggests many super strategies are too conservative.
Debt recycling can be an attractive strategy for those on higher marginal tax rates. I run through how to know whether it is right for you.
Most popular Investing Compass episode of March
In the most popular Investing Compass episode of March, Mark and Shani run through the circumstances that triggered Mark to change his super fund investments.
Mark explains why he moved away from a traditional pre-mixed super option and how he evaluated DIY super options, Member Direct investing and starting an SMSF.
Instead of jumping straight to a self-managed super fund, Mark built a decision hierarchy focused on:
- Asset allocation
- Contributions
- Investment selection
- Fees
You can listen, watch or read the transcript to the episode here.
Editor’s pick: The 5% deposit scheme is bad for homeowners and Australia
In this article by Mark LaMonica, he looks at how the implementation of this scheme is playing out. He argues that the system, designed to help first home buyers – may actually be making both homeowners and the broader economy worse off.
Although the scheme lowers barriers to entry, it increases demand rather than addressing limited housing supply. This pushes prices higher and forces buyers to take on larger mortgages with less equity.
The result is a growing cohort of highly leveraged homeowners who are more vulnerable to interest rate rises, job loss, or unexpected expenses. Mortgage stress is already rising, and with buyers entering the market later in life, many are carrying larger debts for longer.
The article also highlights broader economic risks. Higher household debt reduces resilience and makes monetary policy harder to manage. Rate hikes become more painful, while avoiding them risks persistent inflation.
Read the full article and impact on individuals and the economy here.
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