Morningstar’s best insights from July
Take a look through what resonated with investors in July
It’s July – Happy New Financial Year! Investors are reviewing their annual statements, happily receiving their dividends and distributions and reflecting on their progress from their last financial year. We go into next month in an environment where the government has had its first sitting in Parliament after the election, with indications that they will hit the ground running with legislative changes. We had a shock RBA rate decision where a cut was already priced into markets. Economic data is strengthening the chance for a cut on the 12th of August. Will investors be surprised again? With this context, here’s what resonated with investors in July:
Top articles
Mark is back with his 12 picks for an income portfolio. One year in and passive income growth has exceeded his target. Read how his picks are faring.
Many higher income earners look at opening a trust to distribute income and lower their tax burden. Here’s what you need to consider before going down this path.
Financial advisers are investing in droves in Separately Managed Accounts, or SMAs. In Shani’s Future Focus column, she looks at the benefits of this investment product, and why more and more advisers are joining its church.
Morningstar and Vanguard have both recently conducted research on where financial advisers add value. This article looks at the aspects where advisers can improve investor returns, and how self-advised investors can improve their outcomes based on the results.
In this article, Mark runs through the reasons an equal weighted ETF may not be right. He goes through the process of playing devil’s advocate for his ETF choice for Australian equity exposure. An important exercise for all investors, as it ensures that there are no biases at play and helps you make a strong decision about securities that you choose to include or exclude in your portfolio. He runs through detailed analysis for why it should be included in his portfolio.
Top Listen
In this episode of Investing Compass, we look at some of the factors that indicate wealth. These ratios and indicators are particularly pertinent as many investors undertake their portfolio reviews after End of Financial Year.
Editor’s Pick
Boomers, Tax & Super: Why Retirement Is So Divisive Right Now
After publishing an article grading Australia’s retirement system, Mark received a wave of strong reactions to say the least.
In this video podcast episode, he and Shani respond to real comments and survey data of Morningstar readers. They dig into the deep emotions around super, pensions, Div 296, and retirement fairness. Whether you’re frustrated about tax changes or curious about why the system feels unfair, this is a thoughtful breakdown of what’s working—and what’s not—in Australia’s superannuation and retirement setup.
