This month, I had a slight tilt towards tax insights for investors. I also called out the dangers of predatory companies that were looking to target new clients, asking them to access their retirement savings.

I also released 2 parts of a 3 part series on lessons that investors can learn from market crashes.

We had a big month this month. Our book, Invest Your Way, was released. We heard from a lot of you this month through emails and messages, which always energises us. Thank you for your support and looking forward to continue providing insights through our editorial content and the podcast.

I’ll be back in November with my next round-up (as will the Ashes!).

Future Focus

Future Focus: 3 places investors still pay commissions

Make an informed decision on financial products you are advised on.

Future Focus: Most surprising tax rules in 2025–2026

Mr. Taxman, Adrian Raftery, listed 101 tax rules—these are the ones that jumped out at me.

Future Focus: The fatal error with super

Don’t fall for predatory companies encouraging you to pillage your retirement savings.

Future Focus: The tax-free returns Aussies are taking advantage of

There are smart ways to take advantage of your offset account, but balance is the key.

3 things

3 numbers that actually matter for investors

Dive into the numbers that matter over the long term for investors.

I also released 2 articles from a 3 part series about the lessons investors can learn from market crashes. You can find the first two articles below.

Are we in for another dot-com crash?

New investors might not be familiar with the lore. Here’s a deep dive into the lessons we can learn.

Investors should know about this market crash

New investors might not be familiar with the lore. Here’s a deep dive into the lessons we can learn.

Other insights

Are you over, under or perfectly diversified?

Questions on diversification, answered.

Investing Compass episodes

How Morningstar forecasts 10 years of market returns

In this episode, Mark and Shani speak with Bianca Rose about how capital market assumptions are built and why they matter for investors planning their financial goals.

How to invest outside of super

In this episode of Investing Compass, Mark and Shani talk why investors might want to invest outside of super.

Stop trying to predict the market—do this instead

In this episode of Investing Compass, Mark and Shani look at the top lessons from Morgan Housel’s book, Same As Ever.

6 life changing tips

In this episode of Investing Compass, Mark and Shani go through six life changing tips.

Chart of the Week

Chart of the Week: Opportunities with wide-moat retailers

Consumer defensive names look undervalued.

Chart of the Week: Where Morningstar sees attractive dividend yields in 26/27

Charts from the Australian Dividend Outlook show the sectors where they are abundant.